How SMEs Can Survive Unexpected Losses Through Insurance
Unexpected risks like fire, theft, or employee injuries can devastate a small business. Learn how custom commercial policies shield your business from sudden financial collapse.
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Secure Future PlanSecure Wealth and Build Confidence
We deliver trusted, affordable, and personalized insurance services that protect your dreams, livelihoods, and future, giving you absolute peace of mind.
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Kenya's Leading Insurance Underwriters
JUBILEE INSURANCECIC GROUPBRITAMUAP OLD MUTUALAPA INSURANCEHERITAGE INSURANCEGA INSURANCEMADISON INSURANCEAAR INSURANCEPACIS INSURANCEPIONEER INSURANCETAKAFUL INSURANCEJUBILEE INSURANCECIC GROUPBRITAMUAP OLD MUTUALAPA INSURANCEHERITAGE INSURANCEGA INSURANCEMADISON INSURANCEAAR INSURANCEPACIS INSURANCEPIONEER INSURANCETAKAFUL INSURANCE
Insurance Plans
Comprehensive Coverage Simplified
Life Insurance
Secure your family's financial future with customizable coverage amounts and payout terms tailored to your personal goals.
- Customizable life coverage amounts
- Flexible terms and policy structures
- Hassle-free application process
- Guaranteed support for beneficiaries
Secure FutureLimited Offer
Our Guarantees
Service Commitments You Can Count On
We go beyond traditional brokerage to offer industry-leading response times and dedicated local expertise.
24-Hour Quote Pack
We request and compare policy rates across 12+ leading underwriters in Kenya to present you with a side-by-side comparison pack in under 24 hours.
2-Hour Claims Kickoff
Report claims online or via WhatsApp. Our claims support specialist initiates the process and sends your customized document checklist within 2 hours.
SME Quarterly Audits
For our corporate clients, we provide quarterly utilization diagnostics and risk reviews, optimizing your premium spend and employee wellness benefits.
Licensed IRA Agency
We are fully registered, licensed, and regulated by the Insurance Regulatory Authority (IRA) of Kenya, ensuring maximum security and transparency.
Exclusive Services
Investment Advisory Services
Maximize portfolios and build wealth safely with strategic frameworks backed by expert researchers.
Wealth Management
Personalized investment strategies tailored to secure legacy portfolios and achieve targeted financial targets.
Retirement Planning
Structured pension design to ensure maximum comfort and secure lifestyle freedom for you and your family.
Why Niccur Insurance Agency
Your Trusted Partner in Insurance
Trust & Integrity
We protect our clients' interests with complete honesty and transparency, offering the best rates across major reputable underwriters in Kenya.
Customer First
Every policy, recommendation, and decision begins with your unique needs. We make insurance straightforward and accessible.
Reliability
We are always available when you need us most, providing prompt, supportive care and hassle-free, fast claims processing.
Professionalism
We uphold the highest standards in service and conduct, ensuring that you feel understood, supported, and well-protected.
Forward Looking
Learn More Confidence in Every Tomorrow
At Niccur Insurance Agency, we stand for security, reliability, and genuine care. From starting a family to building a business or securing your workforce, we are here to support you at every stage of life.
Our Team
Empowering Futures with Trust
Elvis Malikisi
Principal OfficerWith more than 5 years of experience in Kenya's insurance industry, Elvis leads the strategic vision at Niccur Insurance Agency.
Mercy Amaase
Business DevelopmentMercy drives strategic growth and builds lasting partnerships to expand our protection reach.
Frequently Asked
We're Here When You Need Us Most
Got questions? We have answers. Find the information you need regarding claims, customizations, premiums, and policy guidelines.
Contact UsHow do I choose the right insurance plan?
Selecting the ideal plan depends on your financial goals, family size, risk factors, and budget. Our expert advisors will guide you through a comprehensive needs analysis to identify matching options.
What documents are required to file a claim?
Generally, you need your policy number, proof of identity, incident reports (like police reports or medical certificates), and supporting receipts or invoices. Claims can be uploaded securely online.
Can I customize my coverage options later?
Yes! Niccur policies are designed with flexibility. You can adjust your limits, add endorsements, or modify premium frequencies as your life stages or business needs change.
How long does the claim process take?
Most straightforward claims are processed and approved within 3 to 5 business days. Complex claims may take longer, but our dedicated claims representatives will keep you updated every step.
Reviews
Trusted by Thousands of Families
"We have been with Niccur Insurance Agency for 5 years and the service has been absolutely outstanding. The claims agents are always polite, fast, and transparent about costs."
MW
Mary Wanjiku
Medical Insurance
"Fast claim processing and helpful client support makes a massive difference when looking for commercial coverage. I recommend Niccur to all small business partners."
DK
David Kamau
Motor Insurance
"Their medical coverage options are extensive and affordable. When my employee was injured, they settled the bill directly with the hospital in under an hour."
AO
Amina Omondi
WIBA Coverage
"The Professional Indemnity package is a shield for my private clinic. Not only did they cover our legal review costs, but they also offered proactive risk audits."
JM
John Mwangi
Professional Indemnity
"Switching our home package insurance to Niccur has saved us thousands. Their team handled our property valuation professionally and quickly."
GC
Grace Cherono
Domestic Package
"Their personal accident protection gave me absolute peace of mind. Claims for a minor sport injury were resolved within 48 hours. Five stars!"
PO
Peter Otieno
Personal Accident
Learning Center
Tips to Build Wealth Safely and Securely
5 Risks Every Kenyan Family Should Insure Against
Protect your family's future and health. From unexpected medical emergencies to securing long-term wealth, here are the top 5 essential insurance plans every household needs.
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Why More Kenyans Are Buying Insurance Online
Traditional insurance buying is tedious. Discover how digital convenience, instant side-by-side quote comparisons, and transparent policies are driving Kenyans online.
Read ArticleSecure Your Tomorrow With Confidence
Download our complete brochure to find out more details on our products.
Get in Touch
Fill the form below to receive a free, no-obligation callback from our expert advising team.
IRA LICENSED & COMPLIANT
Fully Licensed Insurance Agent
Niccur Insurance Agency is fully registered, licensed, and regulated by the Insurance Regulatory Authority (IRA) of Kenya. We adhere strictly to local consumer protection laws and underwriting guidelines.
Secure Premium Payments
We accept secure payments through trusted platforms. Underwriting premiums are settled safely via:
